Jade Benefits is a licensed Florida health insurance agency based just south in Fort Lauderdale, helping Palm Beach County small businesses, self-employed professionals, early retirees, and families compare plans and enroll, at no cost to you. We represent you rather than one insurance company, so you can see how the carriers compare before you decide.
Plans, prices, and provider networks can vary meaningfully from one Florida county to the next, and from Boca Raton to Jupiter to Wellington. A broker who works the South Florida market knows which carriers are competitive here and can check your doctors and hospitals against each plan before you enroll. We are easy to reach, and we stay with you through renewals and changes.
Palm Beach County is served by hospitals and health systems such as Boca Raton Regional Hospital, HCA Florida JFK Hospital, and St. Mary's Medical Center, plus many independent practices. Whether a particular doctor or hospital is in network depends on the plan itself, not only the carrier, so we confirm your providers against each plan we recommend.
Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027, and December 15 is the deadline for coverage that starts January 1. See our open enrollment guide for the full calendar, and use the free subsidy calculator to estimate your help with premiums. If you are close to the 400% income limit, small planning steps can matter, so run the numbers before you pick a plan.
We help clients across Palm Beach County, including West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Jupiter, Palm Beach Gardens, Wellington, Lake Worth Beach, Royal Palm Beach, Greenacres, Lantana, and Riviera Beach. We also serve Broward and Miami-Dade counties, and our carrier networks cover businesses with employees in more than one state.
How it works: a short call, a side by side comparison of A rated carriers, help enrolling, and ongoing support. All free, since we are paid by the carrier, not by you.
Get a Free QuoteNo. Jade Benefits is paid by the insurance carrier when you enroll, and your premium is the same whether you use a broker or enroll on your own. Our comparisons and ongoing support are free to you.
Most people in this situation compare ACA marketplace plans, COBRA if available, or a spouse's employer plan. Marketplace subsidies are based on your projected income, so how and when you draw income can change what you pay. We can walk you through the options.
Generally yes, if you have at least one W-2 employee besides the owner and spouse. Carriers also have participation and contribution requirements, which we explain before you apply.
November 1, 2026 through January 15, 2027 on HealthCare.gov. Enroll by December 15 for coverage that starts January 1.
Yes. We work with clients throughout the county by phone, email, and video, and we can meet in person around South Florida when it helps.
Free, no obligation quote for your business, family, or self-employed coverage in Palm Beach County.
Get a Free Quote