News
Why Your ACA Health Insurance Premium Went Up in 2026
Enhanced subsidies expired and the 400% income cap is back, hitting Florida households hardest. Here is what changed and what to do about it.
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Enhanced subsidies expired and the 400% income cap is back, hitting Florida households hardest. Here is what changed and what to do about it.
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How marketplace and employer group plans handle GLP-1 coverage right now, what carriers require, and what to do if your plan says no.
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Group plans built for job site crews, including mixed W-2 and 1099 teams, plus how health insurance differs from workers' comp.
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How South Florida pool companies use group coverage to keep route techs and install crews from walking to the next offer.
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How to structure group coverage around a seasonal crew, and why Florida's climate makes year-round benefits easier to offer.
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How an independent shop uses group coverage to compete with dealerships for certified technicians.
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Why brokerage staff and 1099 agents need two different coverage strategies, and how to offer real support to both.
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Eligibility, contribution budgets, plan types, and carrier comparison, broken into a clear step-by-step process.
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How landscaping, roofing, and other outdoor businesses build eligibility rules around a crew that changes with the season.
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Why teams of 2 to 10 people often qualify for group coverage most owners assume is out of reach.
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Skilled trades workers have leverage right now, and union shops lead every recruiting pitch with benefits. See how small contractors compete without going union.
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Why part-time, multi-agency staffing makes retention hard for group homes, and how flexible group coverage helps South Florida operators build a stable core team.
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Cigna, Aetna, and other carriers are exiting ACA marketplaces for 2027, including in Florida. Here is what it means and the steps to take before open enrollment.
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Who qualifies, what it covers, and how to claim it correctly on Form 7206 and Schedule 1, so 1099 workers and small business owners never leave money on the table.
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What the 1099 form has to do with your coverage, subsidy eligibility, and how per diem pay affects your options as a freelancer or contractor.
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What coverage really costs on the road, why a nationwide PPO matters, and how owner operators can get a plan that travels. Our most in depth guide.
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Why group health benefits keep your best employees, what coverage really costs, and how a small business can offer it affordably.
Read the guideAverage premiums per employee, what drives your price up or down, tax credits you may qualify for, and how to get an accurate quote for free.
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Who we serve, the areas we cover, and why a local licensed broker beats a national call center for South Florida businesses and families.
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A plain English breakdown of health plan networks, what each type costs, and a simple way to pick the one that fits how you actually use care.
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Open enrollment for 2027 coverage runs Nov 1, 2026 through Jan 15, 2027. Key dates and a step by step checklist so you do not miss the window.
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How premium tax credits work, who qualifies, and how to claim them, so you never overpay for coverage you could be getting for less.
Read the guideWho we are, what we do, who we serve, and why our help finding the right health plan is completely free to you.
Read moreWe are always adding new guides. In the meantime, the fastest way to get answers for your exact situation is a free, no obligation quote.